But Now You Know

The search for truth in human action

Those TSA Screeners Are Criminals


To claim we should surrender our rights for a promise of safety is Appeal to Cowardice

Ben Franklin was correct: To claim we should give up Essential Liberty to purchase a little Temporary Safety is Appeal to Cowardice

TSA Screeners, known officially as TSOs, literally are committing a crime when they randomly scan or search you. There are several reasons why this is so:

Just Obeying Orders

I have rapidly tired of Liberals, especially Neocons, claiming we should sympathize with the Transportation Security Officers (screeners), because (yes, real quote) they are just obeying orders.

Has our socialized education system so failed that nobody remembers when, in the Nuremberg war crime trials, people who said “we were just obeying orders” were executed?

Anything for a Job

“They have to do it, or they will get fired!”

If you take a job as a private delivery man, and then discover that your employer is using you for drug running, the government would require that you refuse, even if you will get fired.

Doing something that is criminal is not OK just because you want your job. Not even if your employer is the government.

Porn-and-Grope is Illegal

“But it’s a law”.

No, it is NOT a law. It is a REGULATION. Regulations are not laws. To even treat them like laws is unconstitutional.

But even if it were passed by congress as a law, it would not be real:

An unconstitutional act is not law;
it confers no rights;
it imposes no duties;
affords no protection;
it creates no office;
it is in legal contemplation,
as inoperative as though it had never been passed.
Norton vs. Shelby County, 118 US 425 p.442

Because it violates the 4th amendment, part of the Bill of Rights, any rule requiring a random search is not a real rule at all. It has no validity.

Government Mafia

It is imposed only by threat of force, as any organized crime syndicate can do. When a government official violates the Constitution, he is nothing but a mobster, and has no more legitimate power or bearing on you than Al Capone’s hired muscle.

What’s more, it is literally illegal to randomly feel you up, in most cities with airports. Some actually are promising to arrest TSOs who try, if you call the police.

These TSOs are committing a crime each time they randomly search you. No constitutional law, or even regulation, supplies them with the power to search anyone without probable cause.

If the rule was that people behaving suspiciously, or otherwise giving cause to be suspected, had to be searched that would be legitimate. These random searches are not.

And anyone who engages in them is a criminal.

November 24, 2010 Posted by | Family, Health, International, liberty, Politics | , , , , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Why the TSA Screenings are Unconstitutional


It's not that the image shows your genitals to leering strangers that makes it obscene, but its violation of your 4th amendment protection against random searches

The 4th Amendment

The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no Warrants shall issue, but upon probable cause, supported by Oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized.

Your prudism about being ogled by minimum wage goons who share pics and stories of your genitals with each other and post them on the Internet is not the biggest reason why the nude scanners and crotch gropings cannot be allowed.

It’s that they also violate your Constitutional rights. And that kind of violation, you must never tolerate.

The Fourth Amendment secures not only our external property, but especially our bodies against unreasonable search and seizure.

By “reasonable” the amendment says it means “with probable cause”, and this means government agents must suspect you, personally, of a crime or else they are not allowed to search you, no matter what.

The police are not legally allowed to search random the houses on your block, just in case they might find something illegal, and even the most law-abiding of us is glad our privacy is protected this way. And they cannot, for the same reason, search all people passing through the gates at the airport, just in case they might find something illegal.

Appeal to Cowardice

Big Brotherment tries to justify this violation of the Bill of Rights with Appeal to Cowardice:

“But aren’t you willing to put up with a little inconvenience, to be safer?”

But real Americans aren’t cowards. Even if the violation of your body were improving safety — and in real life, it does NOTHING for your safety — it would not be a tolerable reason.

The government could judge who seemed a threat, and search those people. That would be “probable cause”, valid under the Constitution.

Searching people at random, instead, violates the Bill of Rights, and helps the actually-suspicious people get through the line. If the searches could actually stop terrorists, the random nature of the searches keep that from happening.

They who would give up Essential Liberty to purchase a little Temporary Safety, deserve neither liberty nor safety.
— Ben Franklin

Nobody honest, not even on the pro-TSA side, denies that these random searches violate the fourth amendment…they just claim that you should surrender this Essential Liberty, to try to gain a little temporary safety.

But real Americans aren’t cowards. This expansion of the Police State ends, here and now.

November 18, 2010 Posted by | Family, International, liberty, Politics, Society | , , , , , , , , , , , , , , , , , , , | 5 Comments

Employer’s Right to Hire…and Fire


Help (BANNED) WantedThe job you really want, right now, is being held by some lazy, incompetent fool, whose boss wants to fire him…but cannot, thanks to people like Representative Steve Cohen, Democrat of Tennessee. In fact, Cohen probably identifies with the guy stealing your job.

This is because of the way government meddles with the hiring and firing of employees, now.

Involuntary Employers

Obviously, part of the problem is that it’s so hard to fire bad employees.

  • First, ridiculous laws allow privileged groups to claim discrimination or mean treatment based on race, sex, lifestyle, or many other things, claims as vague and unrefutable as fake neck injuries…and just as indicative of the evils of lawyers and our corrupt legal system.
  • What’s more, an employer is nearly as likely to be assumed guilty, by the public or the courts, as if accused of child molesting.
  • The maze of what is a privileged group is so insane that the employer can’t guess WHO might turn out able to sue. Are you of a privileged lifestyle? A favored fringe religion? They’re not even allowed to ask…so EVERYONE is seen as a potential trap.

So the safe thing to do is just leave the bad employee in his job, and suffer the economic burden to the company (and therefore economy), spending even more money to work around the problem.

If only employers were free to fire bad workers, it would be easier for ALL workers to get jobs, and then prove themselves to keep them. Even if you lacked experience, an employer could feel free to take a chance on you, and see how you work out.

Forced Anonymity

Since you are banned from proving yourself on the job, you need to prove yourself before you’re hired, but when you first apply for a job, the employer knows nothing about you but some claims on a piece of paper. When he interviews you, he can ask questions that show how much you have memorized, and he can get an idea of how likable you are…but he still can’t know how you behave as an employee.

It’s to your benefit to be able to show a prospective employer what a great worker you really are, and the only really effective way to do this is through references.

But laws and our harmful legal system have made that almost impossible.

The references of bad former employees have to fear repercussions if they say anything bad about an employee…in fact, it’s considered increasingly dangerous to say anything NEUTRAL about an employee, as this has become a way of clearly not saying something good about him, to bypass the prohibition.

This means that anyone trying to call your references can’t really trust all your good reviews, so you’ve lost this tool for proving your value.

Know Your Associate

It is also illegal, effectively, to hire mainly people you know or have some social affiliation with, especially if most of whom you know are healthy, straight white males. You are required to have some artificial ratio of sex, race, sexual preference, even political viewpoint and other things, depending on how crazily PC your state is…and statistics say you won’t accidentally know exactly the right proportions of each, when thinking of what friends could fill that job opening.

This is unfortunate, because you have a better idea of the abilities of people you know, despite any biases you may have from friendship or other factors, than you could possibly know about strangers applying, especially under the current anti-reference conditions.

Another tool for finding a good employee, down the drain.

So employers are unable to screen workers well before they hire them, yet are trapped with the bad ones once they do.

Let’s Ban MORE Hiring Tools!

Not trying to prove the point by showing he's fugly, just want you to see who's attacking your right to win a job

As employers grow more desperate to find ways to pre-prove employees they are scared to hold to any standards once hired, some are resorting to running credit checks. Obviously, while it doesn’t directly show how they work, it increases the odds of knowing something about the character of the person. Not perfectly, but it gives them some chance to reasonably guess.

So you can’t prove your worth on the job, because the employer fears firing being stuck with bad workers.

You can’t prove how great you are with references, because it’s effectively illegal for them to be honest.

One of the few ways left is to allow a potential employer to run a credit check. Sure, it doesn’t show how you do a job, but there is some loose correlation between character and good credit. If your credit’s at least OK, the odds are at least somewhat better of you taking commitments seriously. And, anyway, it shows you have less incentive to steal from the company.

Having them run a credit check on you may be the thing that seals the deal.

But now,  Representative Cohen and others like him want to ban even this entirely plausible hiring tool.

They literally want to make it illegal for you to give your job prospect permission to run a credit check.

Obviously, aside from how almost any intrusion in the free market causes harm, this is wrong. They want to deprive both you and the employer of one of the few remaining ways to prove you should be hired.

Why, we wonder, aren’t they instead trying to restore the other, better ways that were already banned?

If checking credit does not work well, it will die out with competition. If it works well, they have a RIGHT to use it.

Interestingly, the only employers I’ve ever had do a credit check on me were government agencies and their contractors….and this bill exempts those, as corrupt Congresscritters typically protect themselves from the bad laws they impose on us.

This bill needs to be stopped, and the current laws preventing good job matching need to be fixed.

August 7, 2010 Posted by | Economy, Family, Politics | , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

The Decline in Family is Caused by High Taxes


uncle-greedy

You may not realize exactly how much of your work is purely for Uncle Sam's profit.

Blame the Parents

Statistically, parents really do spend less time with their families, these days. Because of this:

  • Social conservatives, and some others who blame Hollywood, the music industry, and public schools for the decline in “family values”, condemn parents for not spending more time with their kids to offset those bad influences.
  • Teachers, in a dramatic demonstration of how to serve as an irresponsible role model, prefer to blame parents, not themselves, for the decline in public education’s results. Those parents just aren’t spending the time with their offspring that they once did.
  • Police like to blame parents for the trouble kids get in after school…they’re not spending enough time with them as role models.
  • Technophobes blame newfangled televisions, video games, the net, and mobile phones for, well, anything cultural or behavioral…and blame the parents for not screening such entertainment, not knowing what the kids are seeing.

Family Matters

And, statistically, there’s no question that there’s some strong correlation between the amount of time parents spend with kids, or families in general spend together, and many other things, like drug use and success later in life. The more family time, the better-off the kids are.

It isn’t clear which way the causal relationship goes, but there’s certainly something happening there.

Prosperity-haters therefore blame most of society’s problems on how Greedy Materialists in America spend all day working, both parents, therefore leaving the children in the hands of day care help that is luck to keep the kids healthy and sane, much less serve as good role models and teachers.

If only they were willing to do without many of the nice things in life, like a second car and TV, they’d raise better kids.

They’re halfway correct.

The problem isn’t that people are so greedy as to wish to have decent lifestyles for themselves.

Even your combined household income, after all government burdens, ends up being a fraction of what you earn

Even with your combined household income, after all government burdens, you end up keeping a fraction of what you earn

Working Man’s Burden

The actual cause of this decline in family time is taxes.

You thought the title was simply hyperbole to drag you in, didn’t you.

The typical main breadwinner in the US pays about 28% of his income in Federal taxes.

The typical second earner in the US brings in 27% of the first earner’s income, after taxes.

This means that the second parent is actually gone all day just to pay the first parent’s taxes.

And that’s only counting Federal taxes taken directly out of each earner’s check.

It doesn’t count the massive local tax burden they both pay for the public school that is failing their children, the state income taxes, and the many other tax and regulatory burdens we all shoulder outside of the direct hit on our paychecks.

But what it all adds up to is that, if not for high governmental costs, the second earner would not have to work at all, and yet the family would still have more money than it does now.

One of You Labors ONLY For Government

Toiling for the government's profit is not nearly this much fun in real life

Toiling for the ruler's profit is not nearly this much fun in real life

In fact, the second earner’s ENTIRE after-tax income is only a fraction of their household’s governmental burden.

Just cutting the tax and regulation-compliance burden in HALF would allow the second earner to stay home completely, or both earners to work far less than they currently are, and therefore spend more time with the kids…or even each other.

The greed is not on the part of the people who want to live better lives, but the government bureaucrats and the selfish people who support their massive spending (calling for expanded government, voting for politicians who bring home pork), therefore a tax burden so huge that people need to spend all day working, neglecting their families.

The death of the family is yet another problem caused by Big Brotherment, not simply bad parents.

Social conservatives, cops, teachers, and everyone else who is concerned about absent parents and family values should focus first on freeing parents to do something other than toil for the tax man.

October 1, 2009 Posted by | Economy, Family, Politics, Society | , , , , , , , , , , , , , | 6 Comments

New Page: The Culture of Safety Does More Harm than Good


culture-of-safety-tall-300px

But Now You Know has a new permanent page, a useful list of many ways in which today’s worry about safety is actually dangerous.

The increasing obsession with safety in the US has the opposite effect of the one intended. As with a mother determined to keep her child from all pain, the actual result is greater danger, more harm, and less actual living and happiness.

  • Avoiding germs gives you a weak immune system
  • Mandatory safety standards often cost lives
  • The FDA’s years-long approval process dooms terminal children
  • They need to suspend our rights…in order to fight for LIBERTY in the war on terror?

Let’s start with something even the caution-mongers can understand:

Avoiding risks can actually be physically dangerous. SOME exposure to risk prevents atrophy, giving the mind or body the opportunity to learn how to care for itself.

And then something the fear-freaks can never understand:

Life without risk ends up being barely worth living. Take away the freedom to choose what risks to take, and you take away the liberty to choose how much life to enjoy.

YOU may not want to do X, because it’s scary for you, but other people may find it worth the risk.

Issues explained and carefully footnoted on the page include:

  • Exposure to Germs is Good for You
  • Gun-Free Zones CAUSE School Shootings
  • Even Moderately Frequent Hand-Washing Increases the Risk of Dermatitis
  • Protecting Wall Street with Bailouts Causes More Crashes:
  • Always Wearing Sunblock Promotes Skin Cancer
  • The FDA Kills
  • “Dangerous” Playgrounds Help Kids Learn
  • Big Brother and the Nanny State
  • Safe Play Makes Kids Fat
  • Too Much Safety KILLS
  • Outward Bound is Crippled with Safety

Read the actual page, here.

September 25, 2009 Posted by | environment, Family, Health, Politics, Society | , , , , , , , , , , , , , , , , , , , , , | Leave a comment

America Already HAS Death Panels and Waiting Lists


Next time you see someone mocking the idea that America could have health care waiting lists and death panels, point out that we already do.

There is one domain of medical treatment that is mandated socialism-only, by the Federal government.

And, unsurprisingly, this system has a waiting list of over 100,000 people at a time.

You usually have to wait at least 1,000 days…nearly three years…for treatment.

In fact, you usually die before you get treated.

Why?

Big government types have heartlessly condemned thousands to death, by banning compensation to organ donors

Big government types have heartlessly condemned thousands to death, by banning compensation to organ donors

1,000 Day Waiting List

Because it’s illegal to compensate people for donating their organs.

That’s right, you can’t pay someone for a kidney, whether they’re alive and donating one, or they just died and are a good organ donor whose family desperately needs the money.

Because of this, out of the 2,000,000 Americans who die every year, only 5,000 donate their organs. The vast majority of potential organ donors do not…but, obviously, more would if they had the hope of helping their own families deal financially with their death.

And so, with this socialized organ donation system, there is a waiting list of over one hundred thousand people, and you will probably die during the average of 1,000 days you will wait for an organ.

Imagine how many more people would sign their donor cards, put that in their living wills, et cetera, if they could hope that they could at least help support their family, if they did die.

Consider how many families, left destitute because the bread-winner unexpectedly died without life insurance, could at least have the hope of compensation because he was an organ donor. In fact, 35% of all people who did sign an organ donor card fail to donate because their family refuses consent after they died. How many might have chosen otherwise, if they could be compensated for the emotional sacrifice?

It’s even possible for people to choose to donate some organs while alive. The kidney waiting list, in some parts of the country, is ten years. That’s 3,650 days waiting for a kidney, on a dialysis machine that slowly kills you. Yet people could choose to donate a kidney any time, even when alive and healthy. Frankly, I’d never do that for money, but other people should be free to disagree with me.

As dramatized on a popular TV show, Gregory House on his his way to a modern-day organ death panel, which rejects his patient, condemning her to death

As dramatized on a popular TV show, Gregory House on his way to a modern-day organ death panel, which rejects his patient, condemning her to death

Actual Death Panels

And let’s be clear: Because there is such a waiting list, there are actual panels of people who decide where each donated organ will go. They pronounce who gets them first, and who will not be allowed to have one at all, because it’d be a “waste”.

If you need an organ transplant, a panel will actually weigh how old you are, what shape you’re in, even what your lifestyle is, and then decide not only where to place you on the list, but even whether to just let you die. That’s right, if they don’t approve of how you live, they can pass you over to die.

Older people are actually passed over, because they’ve lived longer, and more “deserving” people moved ahead of them even after they’ve waited on the list.

There are already panels of people who will literally decide to let your grandmother die untreated, because she’s lived long enough.

It not only could happen in the US, it already does.

Do we really think, given the chance, that this won’t expand into every other part of health care that becomes socialized?

Criminal Transplants

It is a far greater crime when the government causes a death, because it is using supposedly legitimate authority to do so

It is a far greater crime when the government causes a death, because it is using supposedly legitimate authority to do so

Like Canadians and Brits sneaking to the US when their governments put them on endless waiting lists for life-threatening or painful conditions, Americans condemned to die by the socialized organ transplant system in America end up flying overseas, to obtain transplants, if they can afford to do so. Therefore the socialist prohibition actually ends up linking wealth to survival even more, not less as intended…only wealthier Americans can afford to fly a foreign country and pay for a transplant out-of-pocket. What’s more, it’s far more dangerous than an American transplant, since the US has the best surgery outcome rate of any nation on earth.

Meanwhile, avoiding questions of whether people really want to sell their organs, or are doing it for money, actually produces an even more dangerous system of commercial organ transplants, that of black market organs. There really is a question of whether an organ obtained this way was gotten from a consenting patient…and yet such a system exists only because it’s illegal to do so openly, with safe documentation.

Fix Transplants, Don’t Break Everything Else

Hope and/or pray that the US transplant system is de-socialized before you end up needing an organ, so that you won’t have to wait for years, and probably die without treatment.

And, as important, fight to keep the rest of the American health care system from ending up in the same, deadly, condition.

September 17, 2009 Posted by | Economy, Family, Health, Politics, Science | , , , , , , , , , , , | 8 Comments

What If Car Insurance Were Like Health Insurance?


Insurance is supposed to be something you hope to never, ever use.
Not even once.

That’s how, for example, car insurance works. If you’re careful and lucky, you’ll “waste” money on it your whole life, and never need to make a claim. You are just pooling a risk with everyone else, and only a few of you should need to cash it in, per year.

But imagine if we all had car “insurance” that covered routine things we expect to need, like oil changes and gasoline.

Since we, and the insurance company, know we will be paying for these things regularly; our insurance cost will go up by the full amount of what we’d have paid anyway, plus the extra overhead for their bureaucratic costs and profit.

You Pay Extra for “Free” Stuff

If you think gasoline is expensive now, wait until you see what it costs when it's free.

If you think gasoline is expensive now, wait until you see what it costs when it's free.

If your car insurance now costs $800/year, and you spend another $800/year on gas/oil, for a total of $1,600/year, the price of your insurance will probably go up to well over that. For example, with a mere 10% profit margin, plus another 10% in bureaucratic costs, the extra $800 would cost you $160 on top of itself.

So you’d pay $1,760 to have “full coverage”, instead of $1,600 to have normal insurance and buy your own gasoline and oil changes.

But, worse, since we’re not actually paying for each gallon and pint out of pocket, demand for gasoline and oil changes will go up, which will increase the price. It will increase it a lot.

Think of how much people changed behavior because gas prices were high in 2008. It dramatically cut demand. People bought more economical cars, moved closer to work, didn’t drive on distant vacations as often, et cetera. And this helped cut the cost of gas back in half, because the price is set by, in part, a combination of supply and demand.

With gasoline costing “nothing”, people would feel free to buy cars that get worse gas mileage. They would feel better about living farther from work. They could go on road trips as often and far as they pleased.

So the price of gasoline would skyrocket.

But since most people would have “full coverage” insurance, they wouldn’t even notice that.

What we all would notice is the price of car insurance going through the roof.

If car insurance covered normal and minor costs, its price would expand out of control

If car insurance covered normal and minor costs, its price would expand out of control

Let’s say the price of gasoline only doubles, back to its 2008 prices. Now people are using $1,600 in gasoline per year…except they’re also driving more. Let’s say only 25% more…that’s $2,000 in gasoline. Including the profit margin and bureaucratic cost, that means the price of “full coverage” goes from $1,760 per year to $3,200 per year.

But it doesn’t stop there…the insurance company doesn’t really have the same incentive, nor power, to hold down prices that consumers do.

Oh, pundits imagine they do, because they’re big companies and all that…but they lack the power of the actual consumer: They can’t make people stop driving and getting oil changes. So the oil and gas providers are able to start raising prices, as long as they can justify it…and when money’s involved, people can justify a lot. For example, now the gas stations and quick lube joints have to pay a whole second staff just to handle the “insurance” paperwork, in order to get paid for the gasoline and oil changes we buy.

So the price of gas and oil will go up even more than supply and demand would require…which means that $3,200/year for “full coverage” car insurance is only the start. If we add a mere 10% on that for the oil/gas companies’ insurance compliance staff, plus another 10% for padding they can get away with because the insurance company can’t make its customers stop going in response to high prices, then $3,840 per year.

The Uninsured Suffer

Of course, one group will feel the pinch of gasoline and oil change prices going up:

We who are smart enough not to waste our money on “full coverage”, but buy our gasoline and oil out of pocket, saving the twenty percent overhead on the insurance. But now we’re paying insanely high prices for these things, either way.

In fact, soon nobody without “full coverage” car insurance will feel like they can afford to drive, because gasoline and oil changes are so expensive.

Next step: Rationing of gasoline

Next step: Rationing of gasoline

Inevitably, this would all balloon into a:

Car Care Crisis

Media and Liberal politicians would be demanding that government insure all Americans who are not already covered, and that they “control car care costs”, which would be expanding to cripple the economy.

They would, surely, try to nationalize automotive care…they already hate that we drive so much, they say so all the time. Instead of trying specific, reasonable things, of course, they’d demand that we put all eggs in one basket with a single, gigantic, hurried bill passed into law, all or nothing.

This, of course, will end up making things worse, as such brute-force government interventions always do.

All because people were foolish enough to start buying “insurance” for predictable, regular needs, instead of only for catastrophes they hope will never happen anyway.

Health Insurance = Car Insurance

This is what is happening, now, in the health care industry.

We are paying up to $8,000 per year for a family of five, in order to get “full coverage” that pays for our normal checkups, our doctor’s visits for colds, the flu, emergency room visits for skinned knees and sprained ankles…and then we are paying for ALL of that minor, predictable stuff, plus profit and bureaucratic costs, and increased paperwork costs from health care providers, and padding of costs handed off to insurance companies…through skyrocketing health insurance prices.

Before government stepped in, health insurance was only for rare emergencies. It cost a tiny fraction of what it does today, even considering inflation. But then government took over half of health care spending with the socialized Medicare/Medicaid programs, and forced employers to offer “full coverage” health insurance, hiding the cost you pay by deducting it from what they would offer you in the first place.

The crisis this created is exactly what we should expect to happen. The problem is simply that we’re paying middleman, for no reason whatsoever, and getting exactly what we deserve.

September 10, 2009 Posted by | Economy, Family, Health, Politics | , , , , , , , , , , , , , , | 16 Comments

Who Are the 47 Million Uninsured?


Not everyone in our country has health insurance...but the reasons aren't what you're led to believe.

Not everyone in our country has health insurance...but the reasons aren't what you're led to believe.


EVERY TIME someone spouts the “forty seven million uninsured” number, show them this.

You routinely hear that claim in the health care debate, but, for some mind-boggling reason the opponents of nationalized health care rarely, if ever, stop to point out exactly WHO is being counted in that number.

When you’re deciding whether we should be forced to surrender our remaining medical freedom of choice to make coverage “universal”, consider who these “uninsured” actually are:

The Breakdown

The largest, overlapping, groups of uninsured in the US include:

  • 9,000,000 Millionaires
  • 27,000,000 people who make more than $50,000 per year, but choose not to get insurance
  • 22,000,000 Young adults who can afford insurance, but choose not to
  • 14,000,000 People who can already get medicaid, but choose not to
  • 11,000,000 Illegal Immigrants
  • 23,000,000 People who are actually insured. That’s right; you’ve been lied to…surprised?


This adds up to more than forty seven million, because of the overlap – for example young adults who are millionaires and change insurance companies fit into four categories, above.

Let’s check out the details:

Millionaires: The kind of health insurance you get from employers, these days, is actually pretty self-defeating…it makes you pay thousands of dollars per year, and in return you get tens of dollars worth of coverage on office visits and other routine care. The US has more millionaires than the rest of the world combined, and if you’re one, you’re not going to bother paying a premium every month, to avoid the much smaller annual checkup fee. Of the nine million millionaires, many wisely ditch routine health insurance entirely.

$50,000+: Of course this applies, to a lesser extent, to many people who make more than $50K, twenty seven million of whom choose to be ininsured. They don’t bother with health insurance, because they can pay for checkups out of pocket, no problem. Especially if they are…

Young Adults: Two thirds of the “uninsured” not skipping out on medicaid are between 18 and 34. Those people feel, and are statistically correct, that they’re probably not going to need the insurance, anyway. Why pay $2,000 per year for insurance when you’re going to go ten years without even getting a checkup, and have not a single ill effect from it? Sure, they’re risking the rare catastrophe…but it IS rare, and anyway that’s their own fault and choice.

Medicaid-Dodgers: If you get on medicaid, you have to pay some small token premium…but if you choose NOT to pay that premium, and then you actually get horribly ill, you can actually sign up on the spot and still get covered, having essentially gamed the system and won anyway. So why ANYONE would bother signing up ahead of time escapes me. Fourteen million are smart enough not to.

Illegals: I don’t like how restrictive our immigration laws are, but nonetheless they ARE among the few legitimate functions of the Federal government…and, more importantly, anyone in this country illegally is CHOOSING to live a life that will essentially make insurance impossible to legally get. There are about eleven million of these people, and “uninsured” surveys don’t filter them, in fact they sometimes specifically count them. That’s their own choice and problem. Legitimate taxpayers shouldn’t have to support them.

The Insured: In fact, the majority of the “uninsured” who aren’t gaming medicaid ARE INSURED ANYWAY. See, the fearmongers who came up with these deceptive numbers are including anyone who changes insurance companies in a given year as being unisured for that year. This is because, legally, there is some point (even if it’s only one instant at midnight) where you are covered by neither policy. Therefore, twenty three million of the “uninsured” are actually insured for almost the entire year.

COBRA Fakes Uninsurance

Under the category of “actually just switching insurance”, anyone who changes employers is automatically covered by COBRA…but it is retroactive. They can simply choose to be “uninsured” for up to two months, rather than paying prematurely for the COBRA, in case they get another job…if something goes wrong and they decide to “get” COBRA, it becomes retroactive for the entire two months. So they are counted as “uninsured”, but just like medicaid-qualified people, they actually ARE insured, just skating on the payments.

This really shows the depth of the “millions uninsured” scam, because it means that when COBRA was passed, more  people became insured (anyone who has lost a job, for at least two months), yet the COUNT of “uninsured” actually went up.

Who is Left Out

Of course the examples of who are supposedly uninsured are equally deceptive…usually the fearmongers spout off about old people and babies.

The wealthiest segment of Americans are the elderly...yet they oppose limiting medicaid/medicare to those who actually can't afford to pay their own way. This richest group of Americans takes money from poor working Americans for their "Free" health care

The wealthiest segment of Americans are the elderly...yet many of them oppose limiting medicaid/medicare to those who actually can't afford to pay their own way. This richest group of Americans takes money from the poorest working Americans for their "Free" health care.

But, in fact, less than four percent of the elderly are “uninsured”, and of course 100% of those either are wealthy (the oldest fifth of Americans are the RICHEST fifth of Americans), or are covered by medicare/medicaid, since they’re…old. Either way, they just choose not to get insurance.

And, of course, ALL “children without health insurance” have parents who fall into the six categories above, or are directly covered by special plans for children. One hundred percent.

Who’s Actually Not Covered? Perhaps Nobody…

What’s more, in my effort to find a number for people who are actually uninsured, but NOT covered by medicaid, NOT making over fifty thousand per year, NOT choosing to ditch insurance because they are young and invulnerable, and NOT an illegal immigrant…I couldn’t find any, at all. The number is so small that it’s not even worth citing by the socialists, assuming it’s above zero in the first place.

Demand that they come up with an actual number, before we take them seriously on the claim that we surrender our remaining medical freedom in order to have “universal” coverage. Should we suffer the wait for treatment like Canada in order to save just five percent of the population from themselves? Two percent? One percent?

August 5, 2009 Posted by | Economy, Family, Health, Politics, Society | , , , , , , , , | 32 Comments

I Hope I Get Swine Flu


So far, some 2,700 people have been hospitalized with the current “swine flu” outbreak in the US. 3 have died.

Each year, some 200,000 people are hospitalized with the normal “seasonal flu”. About 36,000 die.

2,700:3

200,000:36,000 

So for the regular flu, that’s an 18% chance of dying.

“Swine flu”, just about 00.1% chance of dying.

If I’m gonna get one or the other, I hope it’s h1n1 – the “swine flu”.

Refer to Beware the Coming [insert non-threat] Pandemic!!! for why this ridiculous hysteria started in the first place.

Hint: Fear Equals Funding

May 11, 2009 Posted by | Family, Health, Society | Leave a comment

Unemployment Benefits INCREASE Unemployment


The recent increases in unemployment benefits, rather than helping fight unemployment, have actually increased unemployment dramatically 

 

The recent increases in unemployment benefits, rather than helping fight unemployment, have actually increased unemployment dramatically

Subsidies Cause Surplus

If you wanted to have too many apples, you could simply get the government to pay billions of dollars to apple growers. You can do this with almost anything; it’s called a subsidy.

Aside from the many problems intentional subsidies always cause, there are many “unintentional” subsidies. Perhaps the worst of these is the unemployment subsidy.

When you give people money for each apple you grow, more people choose to grow apples, and apple growers choose to make more. It creates an imbalance, producing more apples than the society really finds worthwhile.

When you give people money based on how unemployed they are, you likewise cause more people to be unemployed, and people to be unemployed longer. I don’t even need to go into how that creates an imbalance, as (unlike apples) more unemployment is obviously, universally, bad.

Some people, mostly those who have little real-life experience (like a Kennedy or Bush family member) might say “But nobody would CHOOSE to stay unemployed, just for benefits”.

Second, they’re wrong…but I’ll get back to that.

First

FIRST, it doesn’t matter if nobody does it on purpose. When the Fed raises interest rates just 0.25%, fewer people buy houses. Not one human being actually says “I am not buying this house, because the Fed raised rates by a fraction of one percent”.  It isn’t even raising home loan rates (it has no control over those), just the rate at which it lends to banks. Yet the trickle-down effect is fewer homes bought, in part because home loan rates creep up a tiny bit.

The same is true of unemployment. There is a trickle-down impact, over the span of 300,000,000 people, where some stay unemployed longer, and more BECOME unemployed, because unemployment is subsidized. As even a tiny increase in home loan interest rates invisibly pushes a few people over to the side of not buying a house, an increase in unemployment subsidy pushes a few people over into being unemployed.

Over the span of hundreds of millions of people, that is dramatic, in both cases.

And now we can get back to “second”:

Second

The ivory tower “nobody would choose to stay unemployed” people are wrong.

People DO choose not to work because they know they have an unemployment buffer.

They choose not to work as hard or otherwise volunteer to be the one laid off, choose not search as hard, pass up jobs they would otherwise take, and even actively stay unemployed, because of the unemployment benefits.

We who have real-life experience probably ALL, right now, know people who are doing this. Many of you, in fact, probably have done it. I am a consultant, so I don’t get unemployment benefits, but I’m sure it would influence me if I did.

I certainly have friends who actively cite the unemployment benefits as allowing them to take their time working. I even know someone who says they are glad the benefits have been extended, as they will be able to go for a year without looking for a job, now.

Sure, most states have some sort of fake attempt to require people to look for and take jobs. But there’s no way to actually make this work. It would cost more than unemployment benefits provide, to actually verify all the claims people make on their “looked for a job” forms. And any cheaper means of proving it would be draconian against all the people who were honest.

The Unemployment Subsidy

So yes, that’s exactly what the Liberals’ unemployment extension has done:

Increase unemployment, by subsidizing it.

We will have higher unemployment rates, and suffer this depression longer, because of the benefit increases. Yet another example of government’s coercive “help” making the problems they attack worse, instead of better.

April 3, 2009 Posted by | Economy, Family, Politics, Society | , , , , , , , , | 7 Comments

Tired Today? Thank Government Arrogance.


What could be more arrogant than declaring time, itself, wrong by an hour?

What could be more megalomaniacal than declaring time, itself, wrong by an hour?

 

If our  arrogant Congress announced that it was going to pass a law forcing you to get up an hour earlier, go to work an hour earlier, eat supper an hour earlier, et cetera, because this is somehow “in your own best interest”, it would not be tolerated.

 

It would be pointed out that the Federal government, as we all know, has no legitimate power to do this. Not only is no such power listed in the Constitution (its only source of authority, outside of threat of violence), but the very principles of liberty upon which our country is founded say that NO government could ever rightfully have such authority.

And yet here we are, getting up an hour earlier, dragging to work an hour earlier, eating supper an hour earlier, trying to make ourselves sleep an hour earlier, even though studies say this is harmful for us, can even shorten our lifespans and doing so for two extra months, this year.

Why? 

Because that power-mad government, a while back, found a way to game the system. It can’t get away with telling you when to go to work, but it can simply declare TIME ITSELF to be wrong.

Is there a stronger word than simply “arrogant”?

The sun, the Creator, the cosmos…all of it is off by one hour, because some megalomaniacs in DC think that it’s better if we are forced to get up earlier.

 If you wish to get up earlier, to save electricity or match your schedule to banks or farmers, that is your right, and should be your choice. If anyone were to pass a law forcing you to get up later, it would be a crime against you.

But the same is true in reverse. People should not be forced to get up earlier, jeopardizing their health, increasing their stress, or even simply inconveniencing themselves. It is their natural right to choose, just as it is yours.

So aside from increasing the sleep deprivation that shortens lifespans, risk of heart attack, traffic accidents, childhood behavior problems, business costs, and so on, it also puts the US behind Kazakhstan (who ended forced daylight savings time) on the protection of your natural rights.

We can choose to save electricity by getting up earlier, or our lives by sleeping in...we don't need Big Brotherment to violate our choices "for your own good"

We can choose to save electricity by getting up earlier, or our lives by sleeping in...we don't need Big Brotherment to violate our choices "for your own good"

March 9, 2009 Posted by | Family, Politics, Society | , , , , , , | Leave a comment

Super-Sizing Sour Grapes


What Americans have, even in the midst of an economic depression, is an embarrassment of riches.

When the citizens of other countries complain that Americas eat too much, what they are really saying is “We are jealous of America’s plentiful food”; Despite (or because of) all their redistributive, anti-choice socialist programs, the typical European has less access to food, in diversity or amount, than even the poorest fifth of Americans. Maybe nobody in Europe goes hungry, but they don’t really prosper, either.  (facebook readers beware; the rest of the article is after the picture, don’t ask me why that happens)

It is easy to despise what you cannot get.</b>

A Fox found a bunch of grapes, on a vine over a lofty branch. Turning round with a One, Two, Three, he jumped up, but with no success. At last he had to give it up, and walked away with his nose in the air, saying: "I am sure they are sour, anyway." MORAL: It is easy to despise what you cannot get.

And when they say “Americans are too fat”, what they mean is “Americans are more affluent”. Americans don’t need to walk as much, or otherwise engage in as much involuntary physical labor. Even poor Americans have more comfortable homes, more access to cars, more video games and computers, infinitely better television, more leisure, even without the Europeans’ governments forcing them to suffer the pay cut imposed by a mandatory six week vacation every year. 

Of course their response to this being pointed out is “more leisure? More entertainment? More living space? Bah! What kind of horrible way of measuring quality of life! People must be equal, not happy, you dirty materialist!” And yet, of course, everything about socialism is materialistic, an endless class war of envy and hate, worrying about who has more than whom, redistributing wealth, controlling our choices. That is the reason Marxists called it the Materialist Dialectic.

But it turns out that socialism traps people in stagnancy and perpetual shortages, while freedom allows people to have many more things. So, naturally, the actual materialists had to turn around and claim that prosperity is “decadent”, and “greedy”. How it can be more greedy than wanting to redistribute other people’s money for oneself, I don’t know.

Americans have a tendency to be hard workers. They are, statistically, the most productive society on the planet…but people, in general, who have access to more food and more leisure have to learn how to balance that with the need to choose to maintain physical fitness. Even if Americans, as a society, do learn that, the percentage of individuals who do not will still drag down the “average”.

An embarrassment of riches is a wonderful problem to have. “Oh no, too many people want to date me!” “Oh woe, I’ve grown so many tomatoes, I must give them away!” “Pitty me: now that I’ve won the lottery, people keep asking me for money!”

Who would seriously choose a life of more hunger, less choice, and more involuntary struggle over one where they need to choose to struggle a bit to stay in good physical condition?

In tests, lab animals that go somewhat hungry live longer. This probably is true of people as well…but what benefit is the added life, if it’s a result of being forced to do with less? 

We’re better off being faced with the need to control how much to work out, to watch our diet, et cetera, than being lean because we haven’t the chance to be flappy even if we were irresponsible. To be free to choose whether to life short, fat, comfortable lives, or strive for longer, healthier lives.

Some of us will chose wrong…but that isn’t necessarily limited to the ones who choose leisure. 

For some people, the effort may make life less worthwhile. For others, the working to “stay fit” might actually be more fun, as well as healthier. 

Americans are free to choose, whereas the victims of socialism in the rest of the world have what is supposedly best forced upon them “for your own good”, in a one-size-fits-all solution. People are better off being free to determine their own size.

That’s why even the most enlightened, economically and socially homogeneous European country still has more citizens wishing to become Americans, than Americans (despite our larger population) wishing to move to that country.

The price of choice, is the risk of mistakes. Even life-altering ones. But, overall, the benefit far outweighs the cost.

Americans can be proud to have the freedom that allows us the prosperity to choose whether to supersize their meals. The reason the rest of the world complains, ultimately, is that they are deprived of even the option. They have super-sized Sour Grapes.

December 19, 2008 Posted by | Economy, Family, International, Philosophy, Politics | , , , , , , , , , | 1 Comment

Thanksgiving: Happy Conservatism Day!


Thanksgiving, as it exists in America, is very special, right up there with Independence Day, as a celebration of true Conservative principles, and a repudiation of what we now know as Liberalism.

Against Collectivism

For example, what the Pilgrims were celebrating was an abandonment of the collectivist/socialist ideals they’d adopted when they first tried to form their colony.

The first colonists had starved, suffering the inefficiency and laziness bred by a “share the wealth” philosophy, where everything went into a common pool, and everyone got an equal share, much like Europe and the Clintons of the world embrace today.

When they finally started requiring people to take responsibility for themselves, adopting what amounted to a precursor of Reagan/Paul Conservatism, with community property being replaced by private property, and central planning by liberty, they found prosperity, and stopped dying out.

We’ll be in pretty much the same situation, a few years from now, after yet more years of the “share the wealth” philosophy of big government, ultimately not much of a departure from Bush’s stealth Liberalism of the past eight.

Pro-Christian

Not only were the Pilgrims celebrating the abandonment of socialism, and resulting prosperity, but the tradition of having a feast to give thanks was theirs because it was a Christian tradition to do so. Thanksgiving was not a “harvest festival”, as the politically correct in the Establishment media and government schools would have you believe.

It was, in this case, celebrating a bountiful harvest, but the “thanks giving” part was a standard Christian tradition in England, who would do this at any time of year, to celebrate whatever blessing they felt God had given them, or even to remind themselves of what they still had, when things were bad.

Puritans and other devout Christians in England, any time in the previous century or more, might have a thanksgiving feast any time a baby was born, or loved one died, for example. 

And, as we all know, Liberalism is very anti-Christian, however loudly they object to that being pointed out, in between rounds of banning voluntary religious expression in public places, unless it’s Jewish, Islamic, or something else not-Christian. In fact, even the Christian nature of Thanksgiving, as well as Christmas, has been stripped by Liberal media, schools, and government, or else I wouldn’t need to be writing this in clarification. thanksgiving

November 28, 2008 Posted by | Family, Politics, Religion | , , , , , , , , , , , | Leave a comment

   

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